Payments Network Certificates

Payments Network Certificates offer a solid foundation for the ACH and Check Networks and for Cross-Channel Risk. Each Network Certificate provides a thorough explanation of their respective payments system(s).

Why Earn a Certificate?

For the Individual

  • Builds a strong foundation of the network(s) covered in the Certificate
  • Demonstrates a personal, intermediate level of knowledge of the related payments network(s)
  • Provides updates on the current face of the payments industry
  • Provides continuing education credits
  • Can be used to begin the path to national accreditation

For the Organization

  • Expands your staff's knowledge and understanding of the payments network(s) they work with
  • Having trained staff improves operational efficiencies
  • Shows auditors and regulators that you are committed to a safe a secure payments network

Three Network Certificates are available



  • Introduction to ACH
  • ACH Operating Rules, Parts 1 & 2
  • ACH Origination for the ODFI
  • Bits 'n Bytes, Parts 1 & 2
  • ACH Operations for the RDFI
  • Green Book 101 - Government Payments
  • Regulation E, Parts 1 & 2
  • ACH Exceptions
  • International Payments & IAT
  • Review
  • Exam



  • Check Fundamentals
  • Regulation CC
  • Image Returns
  • How to Combat Check Fraud
  • ECCHO Rules
  • Understanding eCheck Conversion in ACH
  • Check 21 Solutions
  • Check Adjustments, Parts 1 & 2
  • Remote Deposit Capture
  • Review
  • Exam

Cross-Channel Risk


  • Risks Related to Check Payments
  • Operational Risk Related to Check Processing
  • Wire Transfer Compliance
  • Wire Transfer Risk & Risk Mitigation
  • Risk Management for Debit Cards
  • Card Disputes, Regulation E & Chargebacks
  • Third-Party Senders & Credit Risk for ACH
  • Operational & Fraud Risk for ACH
  • Review
  • Exam

What is involved?

Each Network Certificate consists of a series of scheduled, live webinars, a review session, and a comprehensive proficiency exam. Upon successful completion, a certificate is created for the participant.